Old-Money Private Lending

Quiet Capital.
Disciplined Execution.

O J Kline Co. is a private capital advisory firm connecting qualified borrowers with private lenders, family offices, and alternative capital sources—outside conventional banking channels.

Private Money & Bridge

Asset-backed structures for acquisition, transition, and execution certainty.

Learn more →

Commercial Real Estate

Flexible capital for stabilized, transitional, and value-add assets.

Learn more →

Business & Asset-Based

Alternative solutions beyond conventional credit constraints.

Learn more →

Our Standard

We do not mass-market capital. We curate it. Each engagement is structured for clarity, collateral alignment, and realistic execution.

  • Relationship-driven, not transactional
  • Conservative screening and packaging
  • Capital-source appropriate placement
  • Clear timelines and expectations

Who We Serve

Qualified borrowers and intermediaries seeking discreet, dependable capital placement.

  • Real estate investors & developers
  • Commercial property owners
  • Private sponsors and principals
  • Closely held businesses
  • Professional broker partners
Ethos: Capital should be quiet. Results should not.